AfterPay Setup (Buy Now Pay Later)

If you want to offer Afterpay as a BNPL (Buy Now, Pay Later) method of payment this document outlines how you can get that setup.  

At this time, you can offer Afterpay in-store only (not currently available for the WebStore). No involvement is actually needed from The Uniform Solution and contact will be between you and Afterpay.  

 

Afterpay Setup

To begin you need to reach out to Brandon Valmores at Afterpay by email letting him know you want to be setup with Afterpay and are a Uniform Solution client.

• Brandon Valmores, Sales 

• Email: [email protected]  

• Calendar link
  

Process for Merchants 

You will need a merchant account with Afterpay which Brandon and his team at Afterpay will help setup.  

1. You will connect with Brandon at Afterpay.  
2. Merchant will fill out an onboarding form with Afterpay.  
3. The form will be sent to Brandon and his team to verify the business to approve their merchant account (takes 3-5 business days).  
4. Afterpay Integration team will get Afterpay live in the merchant’s store. 
5. Afterpay will ask that the merchant to create a shopper Afterpay account to be able to run a test transaction on the merchant’s (existing) terminal. The test transaction will decline, and the Afterpay team will turn on the merchant account for in-store use.  
6. Merchant will have access to the Afterpay Business Hub where they can view detailed information about any Afterpay transactions and their fees.  
7. The merchant will have to pay fees to both Fullsteam and Afterpay. To Fullsteam because they are using the terminal/UniformPay to process the transaction, and to Afterpay to use their service.   

 

Process for the Shopper 

• Existing Afterpay shoppers can use their Afterpay virtual card to pay for their purchases at checkout using tap-to-pay.  

• If a shopper does not have an existing account with Afterpay, they can quickly create one.  
  • Shopper will need to download the Afterpay app and sign up for an account.  
  • Afterpay will do a “soft pull” credit check. It does not affect that person’s credit score and does not show up on any reporting.  

• The approval is instantaneous. Afterpay has a 95% approval rating.  

• Shopper will be approved for an credit limit (typically $600 for first use). The amount can go up over time.  Shoppers will know their limit through the Afterpay app before they go to checkout.  

• Shopper pays Afterpay over time for their purchases with the merchant.  

 

FAQs 

• What do we do if I’m interested in offering Afterpay as a payment method? 
  • • Email: [email protected]  and let them know you are looking to setup a merchant account and are a Uniform Solution customer

• Can merchants offer Afterpay in-store and through the WebStore? 
  • At this time, merchants can only offer Afterpay in-store.  
  • If the merchant uses a different ecommerce provider, you may be able to offer Afterpay online.  

• Why can’t merchants use Afterpay through the WebStore? 
  • The Afterpay card shoppers use is a virtual card, and shoppers cannot see the full card number (similar to Apple Pay), meaning they don’t have the full card number to enter like a normal credit card.  

• Do merchants get paid in installments? 
  • No. The merchant gets paid in the full amount (minus any processing fees). Afterpay gets paid in installments by the shopper.  

• How will an Afterpay payment look to the merchant in The Uniform Solution/UniformPay? 
  • It will appear as a normal credit card payment. Afterpay is part of the Visa network and will show up as a Visa card.  
  • To view data about Afterpay transactions, merchants can log into the Afterpay Business Hub to view their merchant account.  

• Does the merchant have to pay fees for using Afterpay? 
  • Yes. Merchant will pay.

• Is any additional hardware needed to use Afterpay? 
  • No. Transactions will take place on the merchant’s existing terminals.  

• How can merchants tell which transactions are Afterpay transactions? 
  • You will log into the Business Hub through Afterpay.  

• How are Afterpay returns processed? 
  • Merchant will process the return same as any other tap-to-pay return.  
  • Shopper will have to initiate the return through their own Afterpay app.  

• How do shoppers know if the merchant accepts Afterpay? 
  • After the merchant account is created, shoppers will be able to view the retailer in the Afterpay app and they will be visible through the store finder feature (e.g., shopper can search “uniforms” for a given area in the Afterpay app, and the merchant will appear). 
  • Merchants can manage their Shop Directory in the Business Hub app to update how their logo and images appear to Afterpay shoppers.  

• How should we market Afterpay to merchants? 
  • Afterpay-approved wording and logos can be found on their site here.